GMC Mortgages Distillery Road, County Dublin D03 Y512

"My partner and I are first time buyers and exchanged on our first home this week. We're so happy we chose GMC as our brokers for mortgage and mortgage protection insurance. Everyone we encountered at GMC was friendly, responsive and broke things down clearly for us. They were always knowledgeable and generous with their time when we had questions. Wouldn't hesitate recommending them to anyone in the market for a broker."

"Excellent service provided. Myself and my partner age 29 & 30 first began our mortgage journey in November 2021 with GMC and were recommended Mags Gardiner by a friend. As first time buyers we were very unsure about the entire mortgage process but Mags broke down the whole process and all necessary steps & documentation required right from the start. To secure the property we wanted, we needed to borrow more than the traditional 3.5 times annual salary. I am contract worker and banks were very reluctant to review our case. In March 2022, we had put a holding deposit down on a new build property before actually having our mortgage approval. Mags fought tirelessly for us and successfully secured the mortgage amount we needed making this whole experience very stress free. Mid way through the year with the completion of our house another few months away, Mags kept us up to date with everything we should be looking into and arranging prior to drawdown. She also managed to secure a better fixed term and interest rate on our approval in principle than we were initially approved for. As the year went on closer to October, Mags always kept in contact with us wanting to know if there was any update on completion of the property and once the snagging of the property was completed, Mags was brilliant again outlining all the necessary steps we needed to take to ensure the sale was completed without delay. The sale of our property was completed in mid November and we would like to thank Mags for all her hard work and dedication. She always makes you feel like you are her most important client. Her passion for her work & professionalism is evident in all correspondence and we could not recommend her and GMC enough."

"We recently switched mortgages with Mags Gardiner at GMC Mortgage brokers. She had been recommended to us by a friend, and it was the best advice ever. Not only was the process way easier than when we shopped around for our first mortgage, but she also has access to the best offers available in the market, so she got us the best deal for our needs. In addition, she is highly professional, knowledgeable, helpful and a pleasure to deal with. Regarding the insurance needed, she also referred us to her colleagues Terry and Ruairi to assist us in getting a mortgage protection, and they also were fantastic and really helpful. Definitely we totally recommend Mags and her team at GMC mortgages."

"When setting out on our house buying journey, we decided to go through a broker to ease the application process and hopefully get the best rate/option possible for our circumstances. We opted to go with GMC mortgages because they had good reviews online and were near where we were living at the time, in Drumcondra. In fact, in the end as it was possible to do everything via video calls or over the phone. So I don’t think the location needs to be a factor in your decision making. We first had an initial fact-finding call with our broker, Mags Gardiner. This helped us understand what to expect and what was possible, as well as assist Mags in understanding our needs. It was a comprehensive call which started us all out on the right footing. The next step was to provide our documentation to GMC to allow Mags make applications to lenders on our behalf. For this, GMC have a very well laid out online platform. It’s secure, easy to get yourself set up to use and easy to understand. The platform shows clearly what documents you need to provide, which documents are still outstanding and which require amendment/updating. Mags then did any initial reviews of the documents to check if they were appropriate rather than sending to a bank and waiting weeks for a response. It worked really well and definitely saved time compared to trying to prepare this for a bank yourself. After that, Mags then presented us with a range of options and, after discussing our circumstances, we decided to go for particular lenders. Our applications were made by Mags on our behalf and we received approvals in principle quickly. This allowed us to then start actively looking for a home. At that point, it was ultimately down to us to view places and (eventually) agree a sale. During this time (which took quite a while) Mags regularly stayed in touch to keep up to date on our situation and always made herself available to answer any questions. Searching for a home is a draining and difficult experience – particularly given how stacked the odds are against buyers at the moment. Throughout all of this, Mags was genuinely engaged in our search and genuinely interested in a good outcome for us. There were times when it felt like it was difficult to trust agents and others involved but Mags always felt like our only ally throughout the process. She always made time for us and helped with clarifying aspects of the process that we didn’t understand. She made the whole process much easier than it would have been had we done it alone. We honestly can’t thank her enough for all her efforts for us. She was absolutely super and we would have no hesitation in recommending her to others. We eventually got a place that we are really happy with and we also went through GMC Mortgages for our life insurance as a follow on from the initial mortgage process. Overall, GMC offer a good, wide-ranging service but, most of all, we can’t thank Mags enough. She’s brilliant."