Caveat Capital 147 Pirie Street, Adelaide, South Australia 5000

Welcome to Caveat Capital, located at 147 Pirie Street in Adelaide, Australia. As a leading establishment in the finance industry, we understand the challenges that many businesses in Australia face when it comes to accessing business finance. With the strict lending criteria imposed by mainstream lenders, obtaining working capital or expanding business operations can be difficult. That's where Caveat Loans and Invoice Financing come in as attractive alternatives for small businesses in need.

At Caveat Capital, we offer loan amounts ranging from $1000.00 to $50m and provide our services Australia wide. The best part? You can apply and deal with us from the comfort of your own home through email or the internet.

We pride ourselves on offering the lowest set up costs in the market. In fact, if you find lower set up costs anywhere in Australia, simply forward us a copy of the loan offer, and we will beat it by 5% guaranteed. Additionally, we have the lowest caveat loans/2nd mortgage rates in Australia starting from 1.25% per month. Don't fall for the high rates that other lenders have on offer, ranging from 5%-6% per month. At Caveat Capital, we prioritize providing fast funding at minimal cost, and we can settle within 24-48 hours for most applications without requiring registered valuations.

Caveat Capital Pty Ltd has earned a successful reputation for providing fast business finance options to clients who fall outside traditional lending criteria. We understand that sometimes things don't go according to plan in business, especially in the aftermath of the Global Financial Crisis and the decline in the real estate market. Many clients are finding it difficult to obtain funding due to defaults, court judgments, or arrears on their current mortgage. With the mainstream credit crunch leading to an increase in business failures, Caveat Capital has been there to assist thousands of clients in keeping their doors open and overcoming financial hardship.

As business loan specialists, we recognize that exorbitant interest rates and excessive set up costs offered by other lenders can erode the equity in your property and force you to sell. That's why we make it our obligation, alongside our moral imperative, to provide commercial funding at a reasonable cost. Caveat Loans serve as a fantastic alternative for clients seeking urgent funding for their business requirements.

Unlike many lenders who require excessive upfront fees, even if the loan fails to proceed, Caveat Capital does not believe in such fees. We are confident that the indicative loan offer we provide upon receipt of the executed application and required supporting documentation will surpass any other offer provided by alternate financiers. In most cases, we do not require any funds to be provided upfront, including valuation fees, as valuations are not necessary for most applications. Should a valuation be required, it can be capitalized into the loan amount. This flexibility is particularly beneficial for clients with low cash-flow who need urgent commercial funding.

At Caveat Capital, our responsibility does not end at loan settlement. Our dedicated staff makes it a point to touch base with every client monthly following settlement. We prioritize customer service and ensure that clients have access to a staff member at all times to address any queries they may have post-settlement. Attention to detail and ensuring that clients fully understand their requirements are at the core of our business values. Unlike lenders who rush through the details, we take the time to provide a personalized and thorough service.

Upon receipt of your completed, executed, and returned application form, we aim to provide you with an indicative loan offer in writing within 3-5 working hours. Rest assured, we guarantee the highest level of customer service.

Whether you're in Melbourne, Sydney, Perth, Adelaide, Tasmania, Darwin, Queensland, or Brisbane, Caveat Capital is here to provide you with the business finance solutions you need.