Cover Life 16 Belmont Terrace, Remuera, Auckland 1050

Welcome to Cover Life, your trusted health and insurance agency located in Auckland, Belmont Terrace. Whether you are starting a family, buying a home, preparing for retirement, or simply wanting to protect your lifestyle, we have the perfect insurance policy to meet your needs.

Life insurance is a crucial aspect of financial planning as it ensures that you and your loved ones are financially supported in the event of an unexpected tragedy. Our policies provide financial security to your loved ones in the unfortunate event of your death or diagnosis of a terminal illness.

Our Yearly Stepped Life Cover premiums are tailored to your current age and sum insured, adjusting annually on your policy anniversary. This type of policy offers flexibility, allowing you to adjust your level of cover as your circumstances change over time.

With our Premiums, you are guaranteed the same rate until you reach the age you select, after which they change to an annual renewable term. The premium adjusts according to your age and sum insured, ensuring a seamless transition to the selected age.

Illness or injury can be mentally and emotionally challenging, and worrying about your finances only adds to the stress. Protect your greatest asset, your ability to earn an income, with our Income Protection insurance. This policy provides a monthly payment if you are disabled due to illness or injury, ensuring that you can maintain your cost of living during treatment and recovery.

Our Mortgage Repayment cover offers peace of mind by providing a monthly payment if you lose your ability to work due to illness or injury. This payment can be used to cover your mortgage or any other expenses as you see fit.

For immediate access to top-notch medical treatment in New Zealand, our Private Medical insurance is the perfect choice. This comprehensive coverage takes care of the costs associated with medical and health problems, ensuring you receive the best care available.

If you require a surgical procedure, our Private Medical Cover will cover the costs, less any applicable excess. Additionally, you have the option to include the Specialist and Tests Option, which reimburses the costs of specialist consultations or diagnostic tests not covered by your base medical plan.

Planning for your future is essential, and our KiwiSaver scheme is designed to help you save for your first home purchase or retirement. With contributions from your employer and the government, this voluntary work-based long-term savings scheme ensures financial security in the years to come.

Most first home buyers can access their KiwiSaver funds if they have been contributing for at least three years. With a variety of options available, it is important to choose the right fund that aligns with your risk tolerance and investment timeframe.

In the unfortunate event of a serious medical condition such as cancer, heart disease, or major head trauma, our Trauma cover provides a lump sum payment. This insurance aims to alleviate financial strain during treatment and recovery, allowing you to focus on your health.

At Cover Life, we provide expert advice on KiwiSaver, as well as professional recommendations for Business, Private Health, and Personal Risk insurances. Trust us to help you make informed decisions and protect your future.