Penguin Financial Services Ltd 19 Scott Road, Hobsonville, Auckland 0618

"Such a blessing to have met Udita and Ajay! Absolutely amazing individuals with so much patience and resilience. They know what they are doing and are a fount of knowledge when it comes to buying a house. They can give you the best advice on financial stability while making sure you get your dream house. Both my wife and I did not have anything to worry about and we felt completely safe with the decisions they helped us take. As a first home buyer, it always feels like you are being thrown into the deep end with little to no information on what to do next and when to do it. Udita and Ajay made it seem like it was a breeze. From signing the contract with them to getting the keys to the house, I cannot remember a single instance where I was panicking. Extremely good with communication and are super easy to get in touch (even if they are not in the country). Their services don’t stop once you buy a house, but they will continue to guide you and help you with financial advice for your mortgages as long as you like. As I mentioned earlier, we are so blessed to have met them and to have this ongoing relationship. Highly recommend to anyone even thinking of buying a house! Thank you Udita and Ajay. - Matthew"

"Great people help us a lot for my home refinance . Within short time they did a great job.BETTER PEOPLE BEST RESULT. PENGUIN FINANCIAL SERVICE LTD."

"We highly recommend Udita and Ajay for financial advice as me and my partner we didn’t have much knowledge in this field buy Udita explained it to us in details and provide a great service finally we bought our first home. Great experience and the whole process was really smooth ."

"Hats off to the only Morgage broker who was able help my brother and mum with their first home. A warm hearty thanks for being their backbone for making their dream come true. I have known Udita for few years and being her client I always try to recommend her for her excellent customer service on relieving her clients home loan stress for their first home. She has attention to detail and is very customer forced and work according to her clients needs. Once again thanking you Udita for being so humble and patience with us (especially me) and for your excellent service. Highly recommend to give a call and arrange a time with Udita for your financial needs. Nevline"

""Overwhelming" yes, that's the word I would use for our state of mind when we entered the property market. I wont say we knew nothing of the market when we jumped in but there was always that too much accumulation of information and we were so confused by all of it...the constant bombardment of random advices from everywhere. But, we had Udita and Ajay for our rescue. We are so thankful to them for helping us every step of the way. They made our journey notably smooth, provided us right information, they drove us to the right direction and most importantly kept our anxiety in check. Anyone can get you mortgage but what penguin finance does is remarkable, they will go out of their ways to get you what you need and what you deserve! We knew we had them on our side and they will always put us first in all the negotiations even with the bank. Words are not enough to describe our experience....you gotta meet them to know."