Loan Market 18 Ross Avenue, Rosny Park, Tasmania 7018

Welcome to Loan Market, an establishment and finance institution located at 18 Ross Avenue, Rosny Park, Australia. At Loan Market, we prioritize your needs over our bottom line. With over 60 banks and lenders on our panel, we provide you with a wide range of choices and empower you to make the best decision for your financial needs.

Our dedicated team of experts researches the market to find the perfect loan that suits you. We understand that the uncertainty surrounding interest rates can make it challenging to make financial decisions. That's why we offer valuable insights and discussions on topics such as the worthiness of pre-approvals in a changing-rate environment.

We are proud to announce that the federal government's Home Guarantee Scheme (HGS) has helped 100,000 individuals fulfill their dreams of buying or building their own home since its launch in 2020. This initiative has been instrumental in supporting aspiring homeowners across the country.

As leading property economists have observed, the days on the market for properties are poised to decrease. This indicator reflects the fluctuations in the housing market and can provide valuable insights for buyers and sellers alike.

In light of recent interest rate increases, some mortgage holders have faced challenges when trying to refinance their home loans. However, certain lenders are now reducing serviceability buffers to facilitate refinancing for homeowners.

First-home buyers can take advantage of the current market conditions, according to Australia's leading property economists. With various incentives and opportunities available, it is an opportune time to enter the property market.

Refinancing cashback deals may soon become a thing of the past, as major banks and smaller lenders, including Commonwealth Bank, NAB, and Bankwest, plan to phase out this incentive. It is essential to stay informed about the changing landscape of refinancing options.

There are several factors that lenders consider when determining your interest rate. If these factors have changed since you took out your home loan, you may be eligible for a more competitive interest rate.

Leading property economists have presented a compelling argument for significant growth in prices for established homes. This is an exciting prospect for homeowners and investors alike.

It is crucial to remain vigilant against sophisticated bank impersonation scams that have affected individuals' life savings. Australia's consumer watchdog has raised awareness about these scams and advises caution when dealing with financial matters.

The 2023/24 Federal Budget has been released, and we have highlighted key points that may impact you from 1 July. Stay informed about the changes that may affect your financial situation.

While the changing cash rate has impacted many homeowners, it is essential to understand its impact on other types of loans, such as car loans. The connection between interest rates and different types of loans varies.

With low vacancy rates and strong rental growth, the market demands more property investors to increase rental supply and alleviate demand pressures.

Australia's banking system has been praised for its strength and stability. Despite recent challenges, the likelihood of a bank collapsing remains low. However, it is essential to understand the potential consequences if such an event were to occur.

The connection between the cash rate and interest rates for home loans has been widely reported. Stay informed about the relationship between these factors to make informed financial decisions.

New data from the Australian Bureau of Statistics (ABS) indicates that a significant number of borrowers across the country are refinancing their home loans. Take advantage of this trend and explore your refinancing options.

Leading property economists suggest that the decline in Australian property prices is slowing down. Stay up to date with the latest CoreLogic figures to gauge the market conditions.

As interest rates continue to rise, many homeowners are considering debt consolidation as a cost-saving measure. Explore the potential benefits of consolidating your debts.

2022 was a remarkable year for property investors, with consecutive quarters of house and unit rent rises. Stay informed about the trends in the rental market to make strategic investment decisions.

Inflation and economic growth play a crucial role in determining interest rates. Leading economists forecast a plateauing of interest rates in the first half of the year, providing potential relief to borrowers.

While we strive to provide our services free of charge, there may be occasions where a fee may be charged by your broker. Please review our terms, conditions, and normal lending criteria for more information.

At Loan Market, we are dedicated to helping you navigate the complex world of finance and find the best loan options for your needs. Trust us to provide you with choice, power, and personalized service.