iWantPayday 42 Bulcock Street, Caloundra, Queensland 4551

Welcome to iWantPayday, your go-to institution for payday loans in Australia! Located on Bulcock Street in Caloundra, we are a trusted establishment in the finance industry. Whether you're in Sydney, Melbourne, Brisbane, Perth, Gold Coast, or Sunshine Coast, our personal loans are available to all states across the country.

In need of some quick cash? Our cash loans are designed to be short-term solutions that can be paid off within a period of up to 12 months. You can apply for anywhere between $400 to $2,000, and our lenders will determine the exact amount you qualify for once you submit your application.

One of the best things about our loan process is that the requirements are minimal, making it easy for you to get pre-approved in just a few clicks. If approved, you can expect an electronic transfer in as little as 4 hours. While most bank transactions are received within 1 business day, some banks may take up to 48 hours to show the credit.

At iWantPayday, we understand that cash flow problems can arise unexpectedly. That's why we've streamlined our application process to ensure quick approval and a simplified experience. Rest assured that we prioritize your privacy and use the most up-to-date equipment and software to protect your personal information.

It's important to note that iWantPayday.net is owned and operated by Fish4Loans Pty Ltd, a licensed finance broker with Australian Credit Licence Number 474107. While we do not provide credit facilities directly, we can connect you with third-party lenders who will handle your loan request. Before signing any contracts, you will be fully informed of the fees and charges associated with the third-party lenders.

We work with a variety of lenders, including Swoosh Finance, Cash Converters, Fair Go Finance, Max Finance, and many others, ensuring that we can find the best loan option for you. Our goal is to provide a hassle-free experience, with most loan applications being approved within 1 hour. However, please note that bank holidays, weekends, and certain banks can impact delivery time, potentially taking up to 48 hours.

When it comes to costs, our lenders apply the same fees across all states. These include an establishment fee, which is 20% of the loan amount you borrow, as well as a 4% monthly fee. Don't worry if you have bad credit, as our lenders consider other factors beyond your credit score when making decisions.

Repayment is easy and automated. The loan amount and any fees will be electronically deducted from your bank account on the due dates, so you don't have to worry about a thing. However, if you encounter any issues paying back the loan, please reach out to your lender directly.

Getting started with iWantPayday is simple. Just fill out our easy online application and submit it. You are under no obligation at this point, and you will have the opportunity to review the loan offer before agreeing to it. Please note that our payday loans are available to employed customers.

While our lenders do perform credit checks, having bad credit does not automatically disqualify you from obtaining a loan. We believe in providing equal opportunities to all individuals in need of financial assistance.

Once again, iWantPayday.net is owned and operated by Fish4Loans Pty Ltd, with an Australian Credit Licence Number 474107. If you have any further questions or need clarification, please don't hesitate to contact us. We are here to help you navigate the payday loan process and find the best solution for your financial needs.