Overseas Visitors Health Cover 227 Collins Street, Melbourne, Victoria 3000

Welcome to Overseas Visitors Health Cover, your trusted health insurance agency located at 227 Collins Street, Melbourne, Australia. As an establishment specializing in providing health insurance for overseas residents residing in Australia, we understand the importance of safeguarding your health and wellbeing during your stay.

If you are in Australia on a temporary visa for the purpose of working or visiting, it is crucial to consider taking out Overseas Visitors Health Cover (OVHC). This is especially relevant for those holding the Australian 485 visa (Temporary Resident) and their family members, as they are personally liable for all healthcare costs throughout the duration of their visa.

Under the conditions of the 485 visa, OVHC is mandatory and serves as a financial safety net in case of unforeseen health issues, which can be incredibly costly otherwise. This requirement also extends to candidates applying for working visas such as subclasses 482 (Temporary Skill Shortage) or 485 (Temporary Graduate), as well as their accompanying guests.

Each OVHC program may differ in terms of costs, qualifications, and benefits. However, most plans will cover medically necessary hospital visits and a portion of your doctor's fees. Additionally, some plans may include coverage for medication and prescription costs, as well as allowances for general care provided by healthcare professionals like dentists, optometrists, and physiotherapists. It is important to note that while insurance may cover a portion of these expenses, there may still be out-of-pocket fees.

When purchasing coverage, it is essential to carefully consider the details of each program, as certain treatments may have lower or no benefits, and waiting periods and restrictions for pre-existing conditions can vary. To assist you in making an informed decision, we recommend referring to the Health Insurance Guide for Visitors for more information on what to look for when buying coverage.

Furthermore, we understand that pharmaceutical coverage is of utmost importance to most foreign visitors. Without adequate coverage, overseas tourists may face significant out-of-pocket costs when requiring prescription treatments. However, travelers entering Australia are allowed to bring in medicines and medical devices for immediate use, and small quantities can be imported for personal use.

For more information on the eligibility requirements for the 485 Visa (Temporary Resident) and the health insurance obligations associated with it, please refer to the link provided on our website.

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At Overseas Visitors Health Cover, we prioritize your health and strive to provide comprehensive insurance solutions tailored to your needs. Trust us to protect your wellbeing during your time in Australia.