New Concept Finance 83 Saltlake Boulevard, Wollert, Victoria 3750

New Concept Finance is a leading financial institution located in Wollert, Australia. As an establishment specializing in finance, we are dedicated to helping individuals and businesses take their financial goals to new heights. We pride ourselves on providing personalized service and finding the right solutions for our clients.

One of our main services is mortgage brokering, which has become increasingly popular in recent days. Having your own personal loan consultant can be highly beneficial, as they can help you navigate the complex world of mortgages and find the best deal for your specific needs. At New Concept Finance, we are proud to be a one-stop broker, offering not only mortgage solutions but also assistance in finding the perfect home. We have trusted accountants and conveyancers who can ensure a smooth and seamless process.

If you are a first home buyer, we understand that there is a lot to learn and it can be an emotional journey. Rest assured, we are here to guide you through every step of the process until you buy your first home and get settled. Our experienced mortgage advisers, Krishna and Rajesh Jaiswal, are passionate about providing the highest quality mortgage advice and finding solutions for all types of home loans. Krishna operates from our Truganina office, serving areas such as Cocoroc, Eynesbury, Hoppers Crossing, Laverton, Little River, Point Cook, Tarneit, Werribee, and more.

At New Concept Finance, we offer a complete solution to all your financial and investment requirements. Whether you need assistance with loans, investments, or any other financial needs, we have the expertise and resources to help you achieve your goals. As an Australian Financial Company, we are authorized under Australian Credit Licence 389328, giving our clients peace of mind knowing that they are working with a trusted and regulated institution.

When it comes to home loans, we provide valuable information about various features and options. For example, a full offset account allows you to deduct the funds in your offset account from your home loan balance before interest is calculated, potentially saving you money. Redraw facilities allow you to access the extra payments you've made towards your loan, giving you flexibility and control over your finances. Understanding Loan to Value Ratio (LVR) is crucial, as it determines the proportion of money you borrow compared to the value of the property.

We also provide insights into different types of home loans, such as fixed rate loans and split loans. Fixed rate loans have an interest rate that is fixed for a set period, offering stability but potentially limiting flexibility. On the other hand, split loans allow you to manage the risks of interest rate rises while still making extra repayments. We believe that the most important aspect of any loan is that it works for you and aligns with your specific needs and circumstances.

At New Concept Finance, we are committed to helping you unleash your financial potential. Our team of experts will work closely with you to develop tailored strategies and solutions that suit your unique situation. When you meet with us for the first time, you can expect a friendly and professional approach, as we genuinely look forward to getting to know you and assisting you in achieving your financial goals.

Contact New Concept Finance today and let us help you take your business and personal finances to new heights!