Ascot Financial Services T/as Invest For Living 281 Lygon Street, Brunswick East, Victoria 3057

Welcome to Ascot Financial Services, trading as Invest For Living, located in Brunswick East on Lygon Street. As an establishment in the finance industry, we are a point of interest for individuals seeking expert advice and guidance on retirement planning.

In today's society, medical and social advancements have resulted in longer life expectancies. However, the retirement age has not shifted as drastically, creating a gap that needs to be addressed. This is where we come in.

At Ascot Financial Services, we understand that the question of how much is needed for a comfortable retirement can be daunting. With varying opinions from experts, it can be difficult to determine the right amount. Some say close to a million dollars, while others suggest double that. Our team of experienced professionals can help you navigate through this uncertainty and create a tailored retirement plan that suits your needs.

Over the past decade, we have observed common mistakes made by individuals when planning for retirement. We have identified two key areas where people tend to go wrong. The first mistake is a lack of planning, where individuals fail to consider their financial goals and needs for retirement. The second mistake involves improper structuring of assets, resulting in missed opportunities for tax benefits and pension eligibility. Our experts can guide you through these pitfalls and ensure a solid retirement plan.

Qualifying for the Age Pension is an important consideration for many retirees. It is often a crucial factor in making retirement financially viable. Understanding the criteria for accessing the Age Pension is essential. We can provide you with the necessary information and assist you in meeting the requirements.

While the government has closed off many loopholes that allowed wealthier individuals to access the pension, there are still strategies available to structure your assets effectively. Our team can help you navigate through these strategies and maximize your retirement income.

Contrary to popular belief, there is no legal retirement age in Australia. You have the freedom to retire whenever you choose. However, there are three common ages that are important milestones for accessing your superannuation funds. We can guide you through these conditions of release and help you access your superannuation when the time is right.

Superannuation is a hot topic when it comes to retirement planning. Many debate whether it is a good place to invest your money. With our years of experience in helping individuals plan for retirement, we can provide you with expert advice on the best investment options for your superannuation funds.

Boosting your superannuation without putting in extra money is an attractive option for many. We have identified five ways to achieve this, including ensuring your super fund has your tax file number, taking advantage of government co-contributions, and exploring salary sacrifice options. Our team can guide you through these strategies and help you maximize your superannuation savings.

Transitioning into aged care can be overwhelming for both individuals and their families. We understand the challenges that come with this transition and can provide support and guidance throughout the process. Our experience in aged care planning allows us to navigate the complexities and ensure a smooth transition.

Understanding your risk profile is crucial when investing your funds. We can help you assess your risk tolerance and determine the appropriate allocation of assets to meet your financial goals. Our team will work with you to create a personalized investment strategy that aligns with your risk profile.

Please note that all strategies and information provided on our website are general advice only. We strongly recommend seeking personal financial and taxation advice before acting on any information provided.

Invest For Living is a wholly owned business of Carlton Financial Services and a corporate authorized representative of Bluewater Financial Advisers. With our expertise and support, you can confidently plan for a secure and fulfilling retirement. Contact us today to schedule an appointment and start your journey towards financial freedom.